Our Blog

We receive lots of questions every week from people interesting straightening their teeth to improve their smile and to create a healthy bite. Here are a few of our most popular questions and answers : )

1. What is an orthodontist, and how is he/she different than my regular dentist?
   An orthodontist is a dental specialist who focuses only on treatment with braces, clear aligners (Invisalign), and retainers. An orthodontist has pursued 2-3 years of additional training beyond dental school in order to specialize in the growth and development of facial structures.
2. What problems does an orthodontist fix?
   Common orthodontic problems include crowding or spacing of teeth, uneven smile, impacted or unerupted teeth, and improper jaw alignment.
3. Will getting braces or orthodontic treatment hurt?
   Generally, there is a short period of discomfort for a couple of days in your teeth, gums, and cheeks as you mouth gets adjusted to the braces. Dr. Zach will discuss with you or your parents the best way to manage this discomfort.
4. What is the best age to see Dr. Zach for a consultation?
   In general, anyone wishing to improve his or her smile can schedule an exam at any age, from children to adults! Most full orthodontic treatments will begin around age 11-13 to coincide with the start of adolescence and the loss of remaining baby teeth. However, some problems can still develop before this age and require a form of early treatment as early as age 7.
5. How do I take care of my braces?
   Excellent brushing and flossing habits are necessary to take care of your braces and teeth. Also, you will need to follow our instructions on how to avoid any broken appliances and problems.
6. How long will I have wear braces or Invisalign clear aligners?
   Treatment times will vary on an individual basis depending on your goals and how challenging the tooth movements will be. Treatment times can range from 6 months to 30 months, and the most common treatments average about 18-20 months for a beautiful smile.
7. Do I still see my regular dentist every 6 months?
   Yes! It is absolutely necessary to see your general dentist every 6 months for regular check-ups and cleanings. The health of your teeth is our number one priority, and your dentist is essential in the maintenance of your teeth before, during, and after treatment.
8. Will I have problems playing sports or musical instruments?
   Although there is an initial adjustment period, you should not have problems participating in your normal activities with braces. We recommend wearing a mouth guard during contact sports.
9. Will I have to wear a retainer at the end of treatment?
   Yes, at the conclusion of orthodontic treatment, a retainer is required to maintain the result and keep your smile beautiful.

Still have more questions? Feel free to contact us here or call/text us anytime : ) We are happy to help!

Orthodontic insurance coverage can be very confusing to say the least. There are many nuances to the coverage, and it may vary year to year depending on your employer and the insurance company. Here are a few of the most common questions we are asked about insurance coverage for braces and Invisalign.

1. How much of treatment is covered?
   1. It depends on the policy that has been chosen by your or your employer. It may vary greatly, with many policies covering approximately $1000 - $2500 per person on the policy.
2. How does insurance pay out the benefit?
   1. Insurance usually pays the lifetime benefit over the course of treatment in monthly installments. It is not typical for them to pay it all out at once at the beginning of treatment, so to receive the full benefit, the plan must be active for the entire course of treatment.
3. Is adult orthodontic treatment covered by insurance?
   1. In many instances, yes. This certainly depends on the insurance plan and the options chosen by your employer.
4. Is Invisalign treatment covered by insurance?
   1. Yes, it is considered orthodontic treatment and can be applied to your lifetime orthodontic benefit.
5. Should I be concerned my insurance will not pay their amount?
   1. No, the vast majority of claims are paid as expected. However, there are no guarantees. If there is a problem, the office can try to resolve it, or you may have to call the insurance company to resolve any payment discrepancies.
6. What if my insurance does not pay as much as expected?
   1. In the case of underpayment, the remaining balance is owed by the patient for the services.
7. What if I get new insurance during my treatment?
   1. Some insurances have a "work in progress" policies that allow the new insurance to pick up the coverage. In other cases, the new insurance may consider it an existing condition and may opt to not cover. Calling your insurance company before switching is always a good idea.
8. How will I know insurance is making payments?
   1. Explanation of Benefits (EOBs) are sent to both the orthodontist and the patient so that you can review the payments being made on your behalf.

At Zach Frazier Orthodontics, we extend the extra courtesy to deal directly with your dental insurance provider. We verify and submit your insurance for you so that you do not have to deal with the hassle of filing insurance claims. If we expect insurance to cover a portion of your treatment, we will collect directly from them to reduce your monthly payment to make treatment more affordable.

Have more questions about dental insurance? Feel free to reach out - we are happy to help : ) We are experienced in helping many patients with braces and Invisalign in Downers Grove!  

Fall is always a busy time of year around here, and we make sure we are out there supporting our community however we can!

This fall, we sponsored many different groups, teams, and events around Downers Grove - let's check 'em out : )

Downers Grove North Athenas: We are proud to sponsor the DGN Athenas Dance Team during their 2019-2020 competition season. As a DGN alum, Dr. Zach is proud to be giving back to the purple and white!

Downers Grove South Marching Mustangs: DGS Marching Mustangs are simply amazing! They take pride in their band and they are run a pretty big Music Bowl in the fall. We are proud of the Marching Mustangs and we have many patients participating with them as well!

Navigate Adolescence: This group was put together to help teens and pre-teens as they transition kids to adolescents. This can be a trying time for both kids and parents, so they are there to help educate and support along the way. ZFO is proud to sponsor their annual Pancake Breakfast held at Ballydoyle in Downers Grove - it was a lot of fun!

Downers Grove Junior Women's Club: DGJWC is an amazing group of women who are dedicated to giving back to our community. They are a philanthropic group that participates in many fundraisers and events, and our community is truly better because of their efforts. We love what they do for DG, and we are super proud to support their continued efforts to improve our village.

Fairmount Elementary Trivia Night: Fairmount PTA hosted its annual Trivia Night once again, and we were proud to be a sponsor of this event. Fairmount School in Downers Grove is one of many schools we support, and we are thrilled that the PTA had a successful night raising money for the school - way to go!

Highland Elementary One Book One School Program: Highland School is special for Dr. Z - he spent 7 years there from kindergarten to 6th grade! For the past few years, we have donated to the One Book One School Program which provides the same book to all families that they read together throughout the year. This year's book was Finding Gobi and it was a big hit!

Once again, we cannot thank the community enough for their support. As Downers Grove's hometown orthodontist, we are happy to help anyway we can!

Hey parents - we get it. Finding room in the family budget for straight teeth is a challenge amongst everything else going on. Sports uniforms, piano lessons, iPhones, vacations - kids sure are expensive. And I totally understand - I have kids of my own, and there always seems to be something coming up.

Looking ahead to 2020, I want to help by giving you some honest and actionable advice to help you save on your orthodontic treatment. It may take a little research, but it will be well worth it in the end!

1. Employer Insurance Plans:

   If you are looking at plans for 2020 and your employer offers an option with an orthodontic benefit, the best time to plan is now. Schedule a consultation with an orthodontist to see if your child will need braces in 2020. If they do, then you can do the math to see if the extra premium is worth it. If they don't, see if you can get a timeline of when he or she will be ready. This way you only pay the additional premium if you're going to use it.

2. Insurance Networks:

   Many people do not realize it, but going to an in-network dentist has many advantages that are not often discussed. They are not discussed because many dentists do not participate with insurances. They may say "we work with your insurance," but the true value for you is when they are actually in-network. In many cases, your lifetime orthodontic benefit will be greater if you go to an in-network orthodontist, and their fees are set by the insurance company so they are very reasonable and fair. If you venture out-of-network, the provider can charge you literally whatever they want to!

3. Flexible Spending Accounts and Health Savings Accounts:

   FSAs are a great way to take advantage of your employer benefits to help reduce some out-of-pocket costs on orthodontic treatment. Visit your orthodontist before you set your FSA limits for 2020 to find out how you can plan your payments. HSAs are also a great way to use pre-tax dollars to your benefit to pay for orthodontic treatment.

4. Payment Plans:

   Most orthodontists will offer in-house financing with 0% interest on the monthly payments. This can be a huge advantage for a family trying to budget out the cost of braces or Invisalign® for multiple kids, so be sure to talk with the office to see how the payments can be arranged. You may be surprised to find out that offices are willing to finance beyond the treatment time or accept a small down payment as low as a couple hundred dollars. All you have to do is ask : )

At Zach Frazier Orthodontics, we take pride in our ability to make treatment affordable while maintaining the highest standards of care and customer service. How do we do it? Well, frankly, we are different than most offices in that we do the following:

• Time and cost efficiency - shorter treatment time means less cost
• Best technology and materials for the best results
• Custom payment options to optimize your FSAs and HSAs
• Reduce out-of-pocket costs by being an in-network insurance provider
• Low down payments on treatment
• 100% no pressure - we are not here to "sell" you anything
• Evening and Saturday appointment times

As a member of the community, I would not be able to do my job any other way. My patients are your friends, your family, and your neighbors; and we are proud of our reputation. Feel free to send us a text or email - we are here to help you : )

#loveyoursmile
- Dr. Zach